Frost Bank branches will be closed on Christmas Day, December 25th, but customers still have multiple ways to manage their accounts. This is standard practice for most banks during federal holidays, as processing systems often operate on a delayed schedule.

Regular Branch Hours and Holiday Closures

Most Frost Bank locations operate Monday through Friday, 9:00 a.m. to 5:00 p.m., and are closed on weekends. In 2025, branches will also be closed on other federal holidays, meaning that direct deposits or Automated Clearing House (ACH) transactions scheduled for these days typically post the following business day.

Banking Outside of Regular Hours

Even when branches are closed, Frost Bank offers several alternatives:

  • Mobile App and Online Banking : Customers can check balances, transfer funds, pay bills, and deposit checks remotely.
  • ATM Network : Frost ATMs provide 24/7 access for withdrawals and some deposits.
  • Customer Support : Phone support and in-app chat are available for assistance.

Tips for Managing Your Finances

To avoid disruptions:

  • Deposit Early : Make deposits before weekends or holidays if you need immediate access to funds.
  • Schedule Payments : Pay bills a day or two in advance to prevent delays.
  • Use Zelle : For fast person-to-person transfers, Zelle offers near-instant processing.

Additional Resources

For more information, Frost Bank’s website provides branch locators, contact details, and FAQs.

Conclusion: Despite holiday closures, Frost Bank offers digital tools and an ATM network to ensure uninterrupted banking access. Customers should verify branch hours for in-person services and plan accordingly.